Tuesday, November 30, 2010

car insuranceAutor: peter1

It is difficult to define what antique means when dealing with insurance companies, and that is why it's a little difficult purchasing antique truck and car insurance. You have to make sure you have the auto insurance to meet your needs, although there are many companies that offer this insurance, you will have to put a bit of work into finding antique truck and car insurance that is right for you

There are two types of insurance you can find with antique automobile insurance companies and also classic collector auto insurance. The difference in the two of these is that most antique truck and car insurance doesn't allow the car or truck to be used for normal chores. Collector's auto insurance does, but only if you have a regular second daily car to drive and you can't use your collector car to go to or from work or to school.

In order to be eligible for special discounts on your antique truck and car insurance, your vehicle has to be defined as antique or vintage. It must be at least 30 years old. This makes life a bit easier for antique automobile insurancecompanies . As for other cars that arrived later and are loosely regarded as collectibles, then there is an auto insurance that can be obtained for these also.

There are a few ways to save if you're looking for antique truck or car insurance. Don't go for the full package of auto insurance if you're not taking your car on the road or if you don't use it at all and just have it for show. Although some antique automobile insurance is necessary you may not need all the auto insurance that you have.

To be sure of your needs talk to your automobile insurance company or check with several automobile insurance companies to make sure you are getting the best deal you possible can. You may end up with a discount depending on a few factors that could be the deal of a lifetime, so don't be afraid to shop around and find out what's out there for you that will meet your needs. Insurance companies can custom make a package for your antique truck and car insurance just for you.

There is antique truck and car insurance available, but only for antiques, and make sure that you know how you are going to use the vehicle.

Source: Free Articles

car insurance
Choosing a car insurance is not easy. Especially in the midst of intense competition today. Almost all insurance companies have vehicle insurance products. Staying prospective customers choose which ones deserve to take. Therefore below we present some criteria in order not to incorrectly selected:

1.
Prospective customers do not dwell on the premium rates low. Because, in today's competition, many insurance companies slam prices, offers cheap premium rates. Though not necessarily a guarantee of service.
2.
See offer insurance packages. For example extensive collateral to how much. Because this area of security should be adjusted to the desire and ability to prospective customers.
3.
See also the network of the insurance company concerned. For example how many have a branch office or how many partners have a garage, so that there is a claim not wait long to repair the vehicle or vehicles reported missing.
4.
Could be asked first ease, facility, or what added value can be obtained when buying the policy in the company. For example, if there was a tow truck, a replacement car or a hotline service, mechanic services, ambulances and so forth. And, last but not least is easy to make changes and the facility in question.
5.
Consider also bonafiditas insurance companies. Do not get so there is a claim, the workshop did not have a partner. Therefore, many insurance companies claim they are the best. Whereas financial condition was very bad.


In addition to the above, there are several factors that should be considered in the process of selecting an insurance company included in selecting products. Things to remember that in choosing a private insurance company, then that should be considered in general are three factors.

First, the financial strength (security). Second, services (service). And third, the cost or burden. The financial strength of insurance related to the company's financial ability to fulfill its promise if the situation requires. It is important to know, because not a few insurance companies are looking at the flashy exterior. For example storey building, a vehicle that good directors. But when there claims from customers, the company can not pay.

In assessing the financial strength of this there are some benchmarks that need attention.
a.

Assets and liabilities. This can be seen from the financial balance sheet is published in the newspaper. See also, whether planted in the current investment or longterm. In terms of liability (ability to pay off liabilities) will look at the balance sheet, how the debts by reasuradur, how he fulfilled the obligation to pay claims, and so forth.

Indicators of net liabilities include equity (own capital) divided by net premiums `` (net premiums) of at least 50%. Own capital divided `` gross premiums (gross premiums) of at least 20%. Limits solvabilitasnya level, which looks from its own capital divided by net premiums of at least 10% and investment funds a minimum technical reserves divided by 100%.
b.
Underwriting Policy. On the balance sheet and annual report will be seen that the insurance is still a profit, or profit growth. This means that his policy underwiting good.
c.
Its underwriters. Insurance has personnel qualified or not. It is known from the profile companies that includes the underwriters him.

Services (service) is the extent to which the mirror of human resources at the company's qualified or not. Moreover, insurance companies are selling a service, so excellent service is the key. For example, the extent to which the speed of service in both the policy issue especially in the payment of compensation or claim.

In addition, about the service can actually be felt by the customer. Is this insurance company was absolutely the best service for its customers.

In this connection should also be questioned, whether this insurance company in reinsurance mereasuransikan first-class safety. This can be seen from its annual report. It is important to note, because if the company is not backed-up by reinsurance, the company is likely to be speculative in receiving the premiums.

The problem is how much the cost of expenses incurred by insurance companies in operation. If it is greater than the cost of income, then obviously the company is not efficient. If it's not efficient, it will end up losing money. And, if you continually lose money, certainly not healthy.

In this connection, could also see the price premiums. Compare the price of insurance premiums with other insurance. Where the quality really good.
Today the government has set a benchmark of health insurance (not the only one) is through mekanime RBC (Risk Base Caital). If his numbers of RBC, it means the company is valued in good condition. But we must not be fixed solely with RBC numbers. Because, can also be a large company that is doing great expansion like to open many branches, then his RBC numbers would be small.

Conversely, there is a small insurance company but never to expand, the RBC number was probably much greater.

Thus, RBC numbers can not be used as the only measure, whether the insurance company is healthy or not.

In this case, also noteworthy is the company's performance in two or three years. How big profits every year, how much the gross premiums they receive each year, how much additional capital and assets every year.

And, last but not least is how the company's management behavior for this. Is there a management company for this broken promise? Has this company experienced management and other defaults.

Source : translated from the insurance-mobil.com
(Excerpted from multiple sources)

Monday, November 29, 2010

BodyPaint 3D R4.5 | Body Painting Desings

Forget flat compromises and paint in three dimensions. BodyPaint 3D offers the ultimate control over your materials and textures with complete layers, filters, realtime raytrace painting and tablet support - all optimized for working in 3D. BodyPaint 3D offers direct translation plugins for Maya, Softimage XSI, 3ds Max, and LightWave 3D.

Butterfly Face Paint | Japanese Body Painting


Presenters Jeremy Mansfield, Sam Cowen, Darren "Whackhead" Simpson, Bongani Nxumalo, Paul Rotherham and Graeme Joffe invited 94 listeners to join them as they watched the sun rise over the spectacular new stadium. The Aveng Group, who built the stadium, sponsored the broadcast and Aveng representatives were on hand to answer any questions about Soccer City.

 
"As this is the venue that will host both the opening and closing ceremonies we wanted to incorporate all the countries participating in the event," said 94.7 Highveld Stereo station manager, Ravi Naidoo. "As always, we also wanted to involve our listeners so we decided to paint 32 of our listeners in the flags of the 32 nations that will be taking part.


The models arrived at 3am to be painted by students from Success International Health and Skincare Training Academy. They patiently stood for four hours as the colours, crests and emblems of the various countries came to life on their bodies.
At 07h20 the unusual body paint flag parade marched around the perimeter of the pitch, followed by a rowdy group of supporters blowing on vuvuzelas and cheering them on.
"This was just one of the ways we will be building hype around the World Cup," added Naidoo.

Sport futuristic car Volvo Air Motion design concept presented at Los Angeles Auto Show Car Design Challenge Competition, Volvo car Maker Company. Unique open air car design technology whole innovative level with its “lighter than a Formula 1 racing car” study vehicles development. New Volvo Air Motion’s aerodynamic car body mirrors design the look of a clam shell and are built from an ultra light carbon fiber material that tips the scales at less than 1,000lbs. In addition its strong however ultra-light body kit structure, the Volvo Air Motion car concept auxiliary adds to its superlatives eco-friendliness, as it is not using a single drop of gasoline while driving wild.
 Volvo built Volvo Air Motion concept car through fewer components and replaced the heavy internal combustion engine with powerful, nevertheless simple minimalist, compressed air motors. To compress the air wanted for the centrally mounted air tank, Volvo came up with a design for Air Replenishment Sites. Intended at enthusiast, Volvo Air Motion can be seen at the show in 1/4 scale model displayed in the area that connects the South and the West Halls. It fully showcases the beauty and purity of Scandinavian vision and further delivers a guilt free, raw driving experience.

Sunday, November 28, 2010

Body Painting Girls Pictures

Body Painting Girls Pictures

Painted Sexy Girls | Japanese Body Painting

Antique Russian Body Painting Festival | Body Painting Design

Arabian Body Painting Women

Face Painting Pictures

Face Painting Pictures

Face Painting Pictures

Face Painting Pictures

Jungle Mural Body Paint | Japanese Body Painting


Today, the Muslim community in the UK can choose Shariah-based insurance for his vehicle. One insurance company in the UK, have automobile insurance product called "Salaam Halal".

Salaam Halal uses Takaful principles. This principle makes all members share the risks are balanced. Funds collected from the policyholders are stored in the form of Shariah investments. If at any time the policyholder filed a claim, the company pays the claim from the funds collected. Each end of the year, the funds collected are evaluated, if there is excess [surplus] will be distributed to policyholders in the form of a discount the next premium payment.


Actually, Salaam Halal was launched in mid 2008 and then, but just could
serving customers in 2009. Since the product was launched, the British public's enthusiasm is very large. Proved, in the first seven days Salam Halal launch site Moneysupermarket.com, the management has received more than 37 thousand comments and questions from the public.

Ahmed Hassan, one of his Muslim customers expressed excitement because finally he can follow the car insurance based on Shariah. "Salaam Halal Car Insurance for me to have a competitive price. But most important, is in line with Muslim beliefs, something that had never existed, "he said.

Principle Salaam Halal held that it also attracted non-Muslim citizens. Bradley Brandon-Cross, chief executive of Salaam Halal Insurance said, "What makes that unique is our principle stretcher. Has a very transparent process and an opportunity to profit again, this is very interesting customers, both Muslim and non-Muslims. "

To ensure that Salaam Halal actually implementing the principles of Shari'a, all activities, whether in the form of investment, operational, or administrative, overseen by a Sharia Supervisory Committee, an international organization consisting of scholars from various countries.

Salaam Halal presence complements the assumption that the UK has become one of the Islamic financial center in the world. Until now, there are four certificates held by the Islamic Bank of England. No other country in Europe that holds the certificate.

Saturday, November 27, 2010

Mini Cooper Car Tribal Airbrush 1Designer tribal airbrush at mini cooper car by. DENIS SIMACHEV and tuning studio TOP CAR teamed up to create a limited series of cars based on the Mini Cooper with individual airbrush designs. The first was laid down the general idea. It is to break the stereotype of women as a MINI car and turn it into an evil, ugly car kid.

Mini Cooper Car Tribal Airbrush 2
Mini Cooper Car Tribal Airbrush 3
Mini Cooper Car Tribal Airbrush 4
Mini Cooper Car Tribal Airbrush 5
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Mini Cooper Car Tribal Airbrush 7
Mini Cooper Car Tribal Airbrush 8
Mini Cooper Car Tribal Airbrush 9
Mini Cooper Car Tribal Airbrush 10

Mini Cooper Car Tribal Airbrush 1Designer tribal airbrush at mini cooper car by. DENIS SIMACHEV and tuning studio TOP CAR teamed up to create a limited series of cars based on the Mini Cooper with individual airbrush designs. The first was laid down the general idea. It is to break the stereotype of women as a MINI car and turn it into an evil, ugly car kid.

Mini Cooper Car Tribal Airbrush 2
Mini Cooper Car Tribal Airbrush 3
Mini Cooper Car Tribal Airbrush 4
Mini Cooper Car Tribal Airbrush 5
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Mini Cooper Car Tribal Airbrush 7
Mini Cooper Car Tribal Airbrush 8
Mini Cooper Car Tribal Airbrush 9
Mini Cooper Car Tribal Airbrush 10

Super Car Nissan GT-R R35 Airbrush 1Super Car Nissan GT-R R35 With Fire Airbrush Designs on Body

Super Car Nissan GT-R R35 Airbrush 2
Super Car Nissan GT-R R35 Airbrush 3
Super Car Nissan GT-R R35 Airbrush 4

Super Car Nissan GT-R R35 Airbrush 1Super Car Nissan GT-R R35 With Fire Airbrush Designs on Body

Super Car Nissan GT-R R35 Airbrush 2
Super Car Nissan GT-R R35 Airbrush 3
Super Car Nissan GT-R R35 Airbrush 4